Friday

Merry Christmas and Happy New Year


Another Christmas and New Year are upon us. I have so much to be grateful for, including you as a reader and participant of this blog. I hope you and yours are enjoying the season and that next year will bring you all the happiness you can handle.

I am taking the rest of the year off to enjoy my family and will see you in 2011.

Merry Christmas and Happy New Year!

Wednesday

Frugal Recipe: Swedish Meatballs






This recipe is a family favorite, and rarely are there leftovers. By using the following ingredients this delicious meal should satisfy your hungry crew and take it easy on your budget.

Ingredients:

4 eggs

1 cup milk

8 slices bread, torn

2 pounds ground beef

¼ cup finely chopped onion

4 tsp baking powder

1 tsp salt

1 tsp pepper

Pinch of garlic and parsley

2 tbsp shortening

1 can cream of chicken soup

1 can cream of mushroom soup

1 can evaporated milk

Directions:

In a bowl beat eggs and milk then add bread and mix, letting stand for 5 minutes. Add beef, onion, baking powder, salt, pepper and garlic. Mix well, shape into 1 inch balls and brown in a skillet using the shortening. Place the meatballs in a 3 quart baking dish. Mix the evaporated milk and the two cans of cream soup until smooth then pour over the meatballs. Bake uncovered at 350 degrees for 1 hour. Sprinkle with parsley and serve with mashed potatoes or noodles and your favorite veggie.

Related Reading:

Frugal Recipe: Chicken Tortellini Soup

Monday

Content Sites Review - Make Money Writing on the Web


A while back when the content site eHow changed their article submission rules I began my search for another site or two to write for. I became an eHow contributor as a way to recycle Buck List posts that would also work as “How to” articles, hoping they would create another stream of income separate from this blog. The 14 articles I have on the site earn me between $15 and $20 per month. Not bad, I suppose, for something I never even have to look at again.

During my research for a new content site to write for I kept notes, which I decided to turn into this post. When I found a site I would Google it and the word “reviews” and note what came up. Some sites had very little written about them while others, usually the larger, better known sites, had page after page of (usually) conflicting reviews. Some of these arguments could get a little heated and I came to realize that, except for the content sites that everyone hated, it looked like you would just have to write for a site yourself for a while to find the truth of the matter.

Keep in mind the following are just rough notes, based on others opinions, and are not comprehensive. That being said if you are a writer looking to pick up some freelance work for a content site maybe some of these mini reviews could help you start on your own research.

Associated Content – Upfront payments are around $3.00 to $10.00 for original articles, while they pay residuals of $1.50 to $2.00 per 1,500 page views for previously published material. Lots of complaints that pay is very low. One reviewer earned residuals of $73.000 for 20 articles in one year. Can post under user name. Reviews are 50/50.

BiblioBuffet - They pay upfront for book reviews, personal essays, editorials, commentary, humor, interviews, profiles of literary people, places and things, excerpts from upcoming books and short stories. They expect regular contributors to write on a bi-weekly basis and pay $10 per piece. As of January, 2010 they are no longer accepting applicants to be regular contributors. They do still accept occasional or one time contributors.

Bukisa – They pay a variable $3 something per 1,000 page views. Also have a referral program. Minimum payment is $10 by Paypal. 250 word minimum for articles. Can post under a user name. Reviews are 50/50.

Consumer Search – “Payment varies, but is never less than $350. Compensation fluctuates according to how much work is required and depending on a writer's expertise. Consumer Search does pay a kill fee for work that we cannot publish.” You have to submit an unpaid sample report and application that takes an average of 10 hours to complete (!).

Content Corp – Must email them with an inquiry and some reviews say email inquiries get bumped. They don’t state any payment or work outlines on the site that I could find.

Constant Content – You submit articles, name your own price and they try to sell them for you. One reviewer suggests 400 words should bring $21 to $36 for usage rights, $29 to $49 for unique rights and $39 and up for full rights. They charge 35% commission, $50 minimum before payment. A downside is you can’t get your name outside of CC to build up a reputation. Good for writing what you want, when you want. Strict editorial process. Reviews are 50/50.

Demand Studios – Complaints include long application process, buggy emails, lots of frustration and lots of rules. Work must be approved by an editor. Demand Studios generally pays $15 for a 350-500 word article, while an article that is around 100-200 words usually pays around $5-10. They also offer residual income based on ad clicks. Bad reviews mostly from rejected eHow writers. Most good reviews are from writers that have learned the DS system. They require references or resources for articles.

eHow – Now must apply through Demand Studios. Must use real name, only original articles accepted. Reviews good until DS took over.

Examiner – Write about the area where you live and what you are interested in. Pick a content channel and fill out the application. They will conduct a criminal history background check and identity verification. They offer residual pay, but many say it is very low.

Factoidz – They say they reward the best content with up to $10.00 per 1,000 views. Ad your Adsense ID to your account with Factoidz to earn $1 to $5 for every 1,000 page views. They have a $10 per referral system. Articles are 400 words minimum. After you publish 20 articles you become a “staff writer.” Some have complained of payment problems and that the site is buggy.

Firehow – They pay once a month by PayPal if your earnings reach a minimum of $10. Articles are not reviewed before being published. Site layout looks like a bad copy of eHow. Pay is average. You can submit articles that have been published elsewhere. Articles should be between 400 and 600 words. Reviews are cautiously optimistic because of the young age of the site.

Helium – Pay very low. Almost all bad reviews.

How to Do Things – Might be the very worst site you could write for. Many reviews say the site used to pay but doesn’t anymore. What’s worse is they are allegedly republishing their content (provided by writers they don’t pay anymore) as “Guides” on Amazon, with zero proceeds going to the original authors.

Hub Pages – Reviews are split, some complaining ad revenue sharing is low, and others think it’s fair. Several mentioned the site is good for creating backlinks for your blog or site.

Infobarrel – Earn residual income with Adsense, Chitika and Amazon. Revenue share is 75% of Adsense. Can write in multiple formats, they recommend a 400 word minimum article. Articles go through editorial review, must be preapproved by being a member for at least 14 days and by submitting 10 articles.

Internet Brands – They pay upfront, no residuals. Can write articles as short as 150 to 250 words that pay $4.00 each, 400 to 600 words pay $10. They don’t require references or resources. Have to write a sample article for them as part of the application process. Pay is monthly. Reviews mostly good, but some say article requests by IB have been slowing down recently, leading to less work.

LoveToKnow – Strict review process. You are assigned a topic and are expected to write 15-20 650 word articles per month. Writers are required to have at least one year of professional writing experience, access to a telephone line and Yahoo instant messenger, and a provable knowledge of their assigned topic. Most reviews are good, but caution about the workload required.

Mahalo – Must submit application. This is a search engine that pays people to create search result pages. After human review and acceptance they pay and then own the rights. Uses Paypal. Can work on keywords, video game walk through, how to articles. Low pay. Most reviews bad.

MyLot – Pay per post, earnings very low. Most reviews say this site is not a scam; you just can’t make much money.

PrintNPost – Scam, disorganized, confusing. Looks like the site might now be kaput.

Qassia – Now called Qondio, they give 100% of Google Adsense revenue from ads placed on the page where your articles are. Main advantage is to build backlinks to your own sites. There is a $5 sign up fee. Most reviews are positive.

Speak About It – They share 50% of Google Adsense revenue earned by the articles you write. Objective reviews were hard to find on this one, most just described how the site worked. They might be gone too, could not bring up site.

Squidoo – Revenue sharing site for your reviews and articles. Can write about most anything and many use it to promote products and other websites. Most reviews are positive.

Suite101 – Articles must be original. Can’t use a pen name. Residual pay very low according to some, decent according to others. They have exclusive rights for a year, and you must write 10 articles per quarter. The reviews are all over the map on this one, with maybe half saying the site is a slave shop while the rest say it pays good.

Textbroker – Some complaints of very low payout, unfair rating system. Others said the site was great to work for. They match writers with clients and utilize a writer rating system that determines payout.

Tutorial Tub – They share 50% of Google Adsense revenue. Couldn’t find many reviews.

Triond – They publish on various sites, articles must be original, you get paid 50 % of ad revenue. Most reviewers like the site because Triond will publish almost anything, regardless of quality, but almost all agree that the pay is very little.

Writer Access – More of a content market than a content site. They match up freelancers with clients. Fill out your profile and apply for writing projects on their job board.

Wise Geek – You choose from a list of available subject titles, there is an editorial process, they pay up front usually over $10 per article. They have a 10 article per month minimum. Most reviews were positive.

Writing Campus – Offer 70% Adsense revenue. Articles must be at least 300 words long and original. They have a 5% by referral program. You sign up with your Adsense account. When I tried to check out the site it said the domain name had expired Aug 13, 2010.

Xomba - They share 50% Google ad revenue and you are paid by Google through your Adsense account. No review process. Pay is low at first, but some claim to be making several hundred dollars per month. There are 50 word and 150 word minimum formats you can write in. Most reviews are positive.

Related Reading:

10 Ways to Earn Fast Money

Bucks Guide to Making Side Cash

Friday

Weekly Roundup


If you have any used electronics lying around gathering dust why not try to get a little cash out of them. Go to Buy My Tronics and type the model number, condition and any accessories and they will make an offer if they are interested. They even pay for shipping.

Aardvark is “a new kind of tool that lets you tap into the knowledge and experience of friends and friends-of-friends. Send Aardvark a question (from the web, IM, email, Twitter, or iPhone) and you’ll get a quick, helpful response” within about 10 minutes.

Civil Answers offers free legal assistance in the form of an online question and answer service. You can ask legal questions that are answered by a network of attorneys and experts.

Here is some solid advice on four ways to stop gorging on gratification.

I’m not so sure What Should I Read Next has been kept current, but it is still an interesting idea. Enter a book you like and the site will analyze your choice and choose from their database of over 75,000 different titles and more than a million reader recommendations for something for you to read next.

And now for something completely different – a site or two off the beaten path.

You never know what will pop up on Neatorama. A random sampling of their front page as of this writing finds articles on weird inventions, the discovery of 2,400 year old soup, videos, games and unusual gift ideas.

A visit to The Real Life Super Hero Project will prove once and for all that superheros really do exist. Don’t believe it? Check it out for yourself!

Weekly Reminder – A reminder of a useful article you might have missed.
This article outlines some ideas on how to save money using a locker.

Make it a great weekend!

Wednesday

Free or Low-Budget DIY Christmas Decorations


The following is a guest post by Maria Rainier, a freelance writer and blog junkie. She is currently a resident blogger at First in Education, where recently she's been researching different physical therapy assistant schools and blogging about student life. In her spare time, she enjoys square-foot gardening, swimming, and avoiding her laptop.

You’ll never buy another Christmas tree ornament, garland, or wreath again when you tackle these holiday decoration projects yourself. It’s a great way to have fun, save money, and make sure your home looks exactly the way you want it to. So before you run out to the store for some supplemental decorations, take stock of what you already have on hand – you might just need a few crafting supplies, which tend to be much less expensive than commercial Christmas stuff.

You’ll also need a little creativity, some time and energy, and maybe a few of Santa’s helpers – kids love to help “make” Christmas. You might even start a new family tradition at almost no cost, and that’s worth the investment. If your decorations are starting to show their age or if you just want to spruce up your ornament collection, try using some of these ideas to deck the halls on a dime.

Christmas Tree Ornaments

Whether you want a themed tree or your kids want to go at it with everything they’ve got, here are some ways to make fun, festive, and even classic ornaments.

Half Baked: You’re probably already making cookies for the holidays – they’re fun, delicious, and they make the house smell great. Any kind of cookie dough works, but gingerbread and sugar cookie dough are especially good for making ornaments. If you’re making any other holiday baked goods, you might try pretzel dough or cheese straw mix – be creative and use what you have. You can make shapes with cookie cutters or you can roll dough into long strips and shape it that way, as long as you’ve got a hole somewhere on your ornaments so they can be hung on the tree. Try decorating them with frosting, candy, and salt or sugar crystals to get some holiday sparkle. You can even eat them right off of the tree if you get hungry while opening presents.

Paper Trail: Origami ornaments are inexpensive – you just need paper – and most are easy to fold. You can choose models based on your level of expertise, and there’s something for everyone. If you don’t have colored paper, use crayons, pens, markers, colored pencils, and anything else you can think of to make your paper more festive before folding it. You can make classic paper ring garlands, too – and one more paper decoration can be fashioned from old Christmas cards. Just cut out the images you want to use, punch holes in them, and hang them on your tree.

Fabricated: Use old clothing cut or ripped into strips to hang your ornaments. Whoever has red and green socks might have to sacrifice them for the Christmas cause, or you can use any color scheme you like.

Snow Day: Make paper snowflakes and use cotton batting to make your tree into a winter wonderland. You can even add glitter to the snowflakes, as long as you don’t mind vacuuming up renegade sparkles later.

Mini-mized: Using your cloth strips, hang miniature items from your tree as ornaments. They can be toys, silverware, perfume bottles, small mirrors, foods like mini pretzels, and anything else miniaturized that might be handy. Hint: Raid family members’ collections of peculiar items (you know we all have them) for suitable objects. Doll houses are especially lucrative.

Garlands & Wreaths

Make your garlands and wreaths out of popcorn, cranberries, nuts, dried fruit (like citrus rings), greenery, raffia, twigs, pine cones, any ribbon you might have around the house, and other items you might want to include. You can go outside and grab many of these items, find them in your house, or purchase them at very little cost. Use ribbon, twine, raffia, wire, or anything else that’s handy to give your wreath some shape – these same materials can be used to string your garlands, and if you have fishing line, that’s especially useful for stringing. Beads from broken or discarded jewelry, craft supplies, and junk drawers can be inspirational, too.

Centerpieces

Use seasonal fruits and vegetables to stand on their own or sit in pretty baskets – try pomegranates, gourds, oranges, apples, and anything else you can find for a good price at the grocery store. Another idea is to coat pinecones and twigs in glue, then roll them in salt or sugar to get a crystallized effect – glitter can also work. Put them in baskets or glass vases with festive berries, gumdrops, hard candies, or any other small colorful item. Use old Christmas cards to brighten up glass-topped surfaces by sliding them under the glass, or stand them up in groups on small tables throughout the house. Fresh greenery is always an inexpensive and natural way to decorate, so if you have any in your backyard or close to where you live, take advantage of it to liven up any centerpiece. By choosing fragrant branches, you can even make your house smell like Christmas without plunking down the cash for scented candles, oils, or air fresheners. Your wallet will thank you and you’ll have a great time with your family as you create your own unique Christmas decorations.

Additional Reading:

Ten Frugal Last Minute Gift Ideas

The 10 Best Freebie Sites

Monday

The Extra Mile


The following quote by Gary Ryan Blair sums up how we can achieve our goals.

“Do more than is required. What is the distance between someone who achieves their goals consistently and those who spend their lives and careers merely following? The extra mile.”

It's a Boy!


Our beautiful daughter and wonderful son in law had their first child on Sunday, a darling little boy. My wife and I are staying with them for a week or so to help out, so I won’t be posting again until we return. Best wishes and stay warm!

Friday

Weekly Roundup


One of the more unusual travel websites I have seen, at first I thought Sleeping in Airports was a joke, but it’s not. They offer lists of the best and worst airports to sleep in, reviews, tips, photos, cartoons and a blog.

The mission of iFixit is to create a free repair manual for every device. Anyone can edit the entries, making it sort of a DIY version of Wikipedia. They also offer troubleshooting tips, reviews of new gadgets, service parts, tools, a free newsletter and a blog.

We Go Look “provides visual confirmation and a personalized report, completed by a real person, to verify a product, person, place or thing.” The service offers background check verified “Lookers” that will look over, photograph and provide a report on practically anything that you can’t see in person for yourself. Think online dating, resort destinations, heavy equipment and online purchases.

This article lays out the dangers of a global double dip recession.

And now for something completely different – a site or two off the beaten path.

Be forewarned, Found is an addictive site. They feature “love letters, birthday cards, kids' homework, to-do lists, ticket stubs, poetry on napkins, doodles-- anything that gives a glimpse into someone else's life. Anything goes.”

Boing Boing calls their blog “Brain candy for happy mutants” and you just never know what they are going to feature or write about. A great site to add a little variety to your day.

Weekly Reminder – A reminder of a useful article you might have missed.
This article gives some tips on how to buy a used car – including the audacious 30% rule.

Have a good weekend!

Wednesday

Three Great Investments That Have Nothing to Do With the Stock Market




While considering some investing options the other day I got to thinking about the word “investing” and what else we can invest in besides money. People will talk of investing time in something, such as a project, or in a person in the form of trust. While thinking about it I came up with three very important investments that have nothing to do with the stock market.

Health

This one has to be at the top of the list, because none of the others matter without it. I think one of the main reasons we neglect our health is because we live a day to day existence, while most of the major killers tend to creep up on us over time. If I smoke today and don’t have cancer tomorrow, why not keep smoking? I never see anyone drop dead while eating fast food, so pass the fries. Most of us adopt this view point to varying degrees, and sometimes it can be a hard battle to overcome it. But it’s worth the fight because your health will be the thing you miss the most if you lose it.

Relationships

I have found that most friendships come and go over the years, but there are a few that are almost permanent, the handful of your oldest, closest friends. The same can be true with families; as members grow older and new families are started some move away while others just grow distant, but there are always those few favorites you enjoy spending time with. For the friends and family that I have stayed close to there are three reciprocating elements that make the relationships special: the ability to listen, true empathy, and a good sense of humor.

Education

While this could certainly apply to graduating from high school and earning a college degree I think being a lifelong learner is a vital part of keeping us interested and engaged in life. Whether it’s an adult education class, online degree programs, a book on a new subject, an interesting website or a conversation with a friend or stranger there are so many opportunities around us to continue learning, which in turn can help us to better understand, and possibly improve, our surroundings and our own situations. There is no better time than now to Google “skydiving classes” or “how to speak Japanese.” You just might learn something.

Related Reading:

How to Avoid Crisis Living

What Would You Do With an Extra 35 Hours a Week?

What We Leave Behind